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Oney, what is it?

It is a free credit payment solution that allows you to pay for your purchases on the koziel.fr website, ranging from €100 incl. VAT to €3,000 incl. VAT, in 3 or 4 instalments at no cost to you, the customer.

Oney, how does it work?

Payment in 3 or 4 times by credit card allows you to pay the order made on our merchant site in the following way:

- A compulsory deposit, debited on the day of the confirmation of the shipment of your order corresponding to one third of the order (for the 3 times) or to one quarter of the order (for the 4 times).

- Two or three months of payment

- Two or three monthly instalments, each corresponding to one third or one quarter of the order, taken 30 and 60 days later for the 3 times, and 30, 60 and 90 days later for the 4 times.

How do I select Oney when making my purchase?


It's very simple:

1. Select your products and add them to your basket. Confirm your order and choose payment in 3 or 4 times free Oney.

2. Complete the free online credit form on the secure OneyBank platform and get an immediate response.

3. Sign your free credit contract online and pay with your French Visa or Mastercard, your 1rst due date. (The validity date of your card must be 6 months longer than the chosen financing period).


And then?

You will receive your free Oney credit contract and a summary of your repayment schedule by email within two days. The other instalments will be debited in the following months (30 days between each instalment).

The next instalments will be debited in the following months.

Oney, is it safe?

By choosing this payment solution, you can rest assured! Oney is initiated by BPCE Financement, a subsidiary of the BPCE group and Auchan Holding.
It's a guarantee of total security, provided by the 3rd largest French player in consumer credit.

What are the conditions?

It is necessary to be an individual (natural person of age) residing in France, holder of a bank card (CB, Visa and Mastercard cards) whose validity date is greater than the duration of the chosen financing.

Electron, Maestro, Indigo, American Express, e-card and virtual payment cards are not accepted. Credit for a period of 2 or 3 months, with a mandatory deposit, valid for a purchase of €100 to €3,000. Subject to acceptance by Oney Bank. You have 14 days to cancel your loan. See conditions....... (link to conditions and Oney Bank)